Vested Benefits
	Accrued benefits of a participant that have become nonforfeitable under the vesting schedule adopted by the plan. Thus, for example, if the schedule provides for vesting at a rate of 20% per year, a participant who has been credited with three years of service has a right to 60% of the accrued benefit. If a participant terminates service without being credited with any additional years of service, such participant is entitled to receive 60% of that accrued benefit.
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