Coleman adopted Mass Mutual’s prototype plan designed to invest in cash-value insurance policies. When Coleman decided to terminate the plan, Mass Mutual failed to act before an additional year of benefits accrued under the plan. Pursued ERISA fiduciary claims to recover cost of the additional benefits accrued and the loss upon surrender of the cash-value insurance policies. Coleman Clinic, Ltd. v. Massachusetts Mutual Life Ins. Co. 698 F.Supp. 740 (C.D. Ill. 1988).

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